ABOUT
Team O'Halloran
SALES REPRESENTATIVES
Maureen & Kieran
O'Halloran
Maureen is an award winning top producer with a stellar reputation established with over 30 years experience in the real estate industry specializing in London, Ontario and the surrounding area. Kieran began to work along side Maureen in 2013.
Her outstanding knowledge of the city of London, expert negotiating skills, and her drive to put the client's needs first has allowed her to build and maintain a network of satisfied clients who consistently achieve their real estate goals and objectives.
Whether buying or selling, Maureen and Kieran provide the special attention one expects of a dedicated, top-producing real estate professionals. They are praised most often by their clients for their enthusiasm, patient approach and unwavering loyalty. As a result, they maintain a strong referral base, thanks to exceptionally loyal clients, and repeat business.
EXPERIENCE + TRUST
HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
WE HAVE EXTENSIVE KNOWLEDGE IN
OUR LISTINGS
Team O'Halloran
Sales Representatives
Century 21 First Canadian Corp. Brokerage
420 York Street, London, ON N6B1R1
(519) 673-3390
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